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Review all the considerations in a decision to take either a lump sum payment of $600 000 from a pension plan at retirement (age 65)versus a guaranteed monthly payment for life of $3000 (a life annuity).Assume the tax implications are neutral.Use calculations to illustrate your points and indicate what assumptions you use.Give your opinion on the best option.
Creativity
The ability to produce original and valuable ideas or solutions, involving imagination and thinking outside the box.
Csikszentmihalyi
A psychologist known for his research on flow, a state of immersion and optimal experience in activities.
Creativity
The ability to produce new and original ideas, solutions, or products through imagination and thinking.
Creativity
The ability to generate new ideas, solutions, or approaches which are often original and valuable.
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