Which of the Following Is the Best Advice in Determining

question 62

Multiple Choice

Which of the following is the best advice in determining how large a mortgage you can afford?

• A)Get the most you can borrow to get the home you want
• B)Whatever the banks will offer based on your TDS and GDS ratios
• C)Less than what your cash flow indicates you can afford
• D)The maximum that your cash flow indicates you can afford

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Definitions:

Phobic Cues

Specific stimuli that trigger an intense fear or phobia in an individual.

Deep Muscle Relaxation

A technique aimed at reducing physical tension and stress by systematically tensing and then relaxing specific muscle groups.

Cognitive Therapy

A form of psychological therapy that focuses on changing unhelpful or unhealthy thought patterns to improve emotional and mental health.

Maladaptive Behaviours

Actions or tendencies that are counterproductive to individuals' wellbeing or goals, often used in the context of psychological health.