Which Is True in Comparing Universal Life (UL)insurance and Whole

question 56

Multiple Choice

Which is true in comparing universal life (UL) insurance and whole life (WL) insurance?

• A)With WL the cash value is not guaranteed.
• B)With UL you will likely receive policy dividends.
• C)With WL the premiums are flexible.
• D)With UL the premiums are flexible.

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Definitions:

Dihydrotestosterone

A potent androgen hormone that is derived from testosterone and plays a key role in the development of male characteristics and reproductive tissues.

Androgen Insensitivity Syndrome

A situation where an individual with male genes exhibits a resistance to male hormones, known as androgens, resulting in the manifestation of feminine physical characteristics despite having a male genetic structure.

5-alpha Reductase Deficiency

A genetic condition that affects the metabolism of testosterone, potentially influencing sexual development.