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Discuss Simmel's concept of duality and how it affects the nature of individuality.
Bank
A financial institution licensed to receive deposits, offer loans, and provide various financial services to individuals and businesses.
Novation
The act of replacing an old contract with a new one, substituting a new party into an existing agreement.
Mortgage
A legal agreement by which a bank or creditor lends money at interest in exchange for taking title of the debtor's property, with a clause for voiding the agreement upon repayment.
Discharged
In legal terms, released or freed from an obligation, duty, or liability.
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