Critical Thinking Questions Case 4-2

question 182

Multiple Choice

Critical Thinking Questions
Case 4-2
Simone is aware that there are a variety of security tools available for her new computer, but she is not entirely sure which kinds of products she needs for which situations. She asks you for some advice.
-Simone does her banking with Bank of America and was nervous lately when she began to be the victim of scams in which she was the recipient of official-looking email messages that appeared to be coming from Bank of America but ultimately turned out not to be legitimate. Which of the following can she use to keep this from happening in the future?

• A) pop-up blocker
• B) phishing filter
• C) adware remover
• D) anti-spam program

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Definitions:

Workout Agreement

A formal contract between a debtor and his or her creditors in which the parties agree to negotiate a payment plan for the amount due on the loan instead of proceeding to foreclosure.

Mortgage Loan

A loan secured by the collateral of real estate property, where the borrower is obliged to pay back with a predetermined set of payments.

Personal Guaranty

A legal commitment by an individual to repay a loan or debt in the event that the primary borrower defaults.

Main Purpose Rule

A legal principle that exempts a guarantor from the requirement of a written contract if the primary intent of the guarantee is to serve the guarantor's own interests.