What kind of trend does the following graph show? 
Definitions:
Present Value
The present value of a future amount of money or series of cash flows at a given rate of return.
Interest Rate
The percentage at which interest is paid by a borrower for the use of money they borrow from a lender.
Risk Averse
A descriptor for individuals or entities that prefer to minimize exposure to risk and avoid uncertain outcomes.
Risk and Return
The principle that potential return on investment rises with an increase in risk. Higher risk is associated with the greater probability of higher return and vice versa.
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