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If sphericity is not assumed, what needs to be adjusted to account for the violation and what impact does it have on the F-ratio?
Savings And Loan Associations
Organizations that primarily accept savings deposits and distribute loans, including mortgages, to borrowers.
Declining Real Estate
A situation where the value and demand for real estate decrease over time, often due to economic factors or oversupply.
Bankers Trust
was a historic American banking organization that was absorbed by Deutsche Bank in 1999, known for its role in financial services and investment banking.
Assets
Economic resources or owned items of value that an individual, corporation, or country possesses, expected to provide future benefits.
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