A Safe Driver Who Drives Faster as a Result of Purchasing

question 31

Multiple Choice

A safe driver who drives faster as a result of purchasing collision car insurance would be an example of the ________ problem.

• A) moral hazard
• B) adverse selection
• C) Texas hedge
• D) actuarial error

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Definitions:

Major Neurocognitive Disorder

A neurocognitive disorder in which the decline in cognitive functioning is substantial and interferes with the ability to be independent.

Mild Delirium

A lightly disturbed state of mind characterized by confusion, disordered speech, and hallucinations, typically of a temporary nature.

Creutzfeldt-Jakob Disease

A rare, degenerative, and invariably fatal brain disorder caused by an abnormal version of a protein known as a prion.

Mild Neurocognitive Disorder

A condition involving slight cognitive decline from a previous level of performance, without significantly impairing daily function.