Which One of the Following Statements Is NOT True

question 25

Multiple Choice

Which one of the following statements is NOT true?

• A) Present value calculations involve bringing a future amount back to the present.
• B) The future value is often called the discounted value of future cash payments.
• C) The present value factor is more commonly called the discount factor.
• D) The higher the discount rate, the lower the present value of a dollar.

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Definitions:

Cortisol

A steroid hormone released by the adrenal glands in response to stress or low blood-glucose concentration.

Self-Regulation

The ability to manage one's emotions, thoughts, and behaviors in accordance with long-term goals.

Temporal Discounting

The tendency of people to value immediate rewards more highly than future rewards, leading to impulsive decision-making.

Self-Regulation

The ability to monitor and control one’s own behavior, emotions, or thoughts, altering them in accordance with the demands of the situation.