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Individual discrimination,rather than institutional discrimination,is the reason that minority group members are less likely to be given a mortgage.
Net Present Value
Net Present Value (NPV) is a financial metric used in capital budgeting to analyze the profitability of an investment or project, calculated by discounting all cash flows to the present value.
Operating Costs
Expenses associated with the day-to-day functions of a business.
Depreciation Tax Shield
A reduction in taxable income resulting from the ability to deduct depreciation expenses, thereby lowering the tax liability for a business.
CCA Deduction
Stands for Capital Cost Allowance deduction, a tax deduction in certain jurisdictions that allows businesses to deduct the depreciated value of capital assets.
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