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The three-component model of creativity proposes that individual creativity essentially requires expertise, creative thinking skills, and ________.
Net Income
The amount of profit left over after all expenses, taxes, and costs have been subtracted from total revenue.
Retained Earnings
The part of net earnings a corporation keeps instead of paying out to its shareholders in the form of dividends.
Noncumulative
A term often used to describe preferred stocks or dividends that do not accumulate if they are unpaid or not declared.
Nonparticipating
Describing a type of insurance policy or preferred stock where the holder is not entitled to share in the company's profits beyond a specified amount.
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