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A distinctive, nonfunctional feature, which distinguishes a merchant's or manufacturer's goods or services from those of another, is known as a:
Financial Institutions
Organizations that provide financial services, including banks, credit unions, insurance companies, and investment firms.
Financial Intermediaries
Institutions that act as a middleman between savers and borrowers, including banks, investment funds, and insurance companies.
Budget Deficit
The situation where a government's expenditures exceed its revenues over a specific period of time, leading to a need for borrowing or spending cuts.
Budget Surplus
The situation in which a government's revenues exceed its expenditures during a given period, indicating financial health.
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