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Studies of adopted children and their biological and adoptive families demonstrate that with age, genetic influences on intelligence
Indentures
Indentures are formal debt agreements or contracts specifying the terms of a bond issue, including the interest rate, maturity date, and other conditions.
Covenants
Legal agreements or conditions included in contracts such as bonds or loans that dictate certain actions the issuer or borrower must perform or avoid.
Dividends
Distributions of a portion of a company's earnings decided by the board of directors to its shareholders.
Retained Earnings
The portion of a company's profits that is not distributed to shareholders as dividends but is kept back in the business for reinvestment or to pay off debt.
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