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To Calculate the Present Value of a Future Amount, We

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To calculate the present value of a future amount, we divide the future amount by the future value factor.


Definitions:

Multicellular

Comprising more than one cell, often with cells differentiated to perform specific functions.

Single-cell

Referring to organisms that consist of only one cell, such as bacteria and many types of algae.

Carrageenan

A family of linear sulfated polysaccharides that are extracted from red edible seaweeds and used in the food industry as gelling agents.

Agar

A gelatinous substance derived from seaweed, used as a medium for bacterial growth in laboratory settings.

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