A positive phase of the Indian Ocean Dipole (IOD) results in warmer than average surface waters at ______ and cooler than average waters at ___________. 
Definitions:
UCC
The Uniform Commercial Code, a comprehensive set of laws governing all commercial transactions in the United States.
Merchant
An individual or business entity engaged in the sale of goods, particularly those specialized in a specific product or market.
UCC
An abbreviation for the Uniform Commercial Code, which is a comprehensive set of laws governing all commercial transactions in the United States.
Contract
A legally binding agreement between two or more parties that outlines obligations and rights concerning a particular service or product.
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