Explain What Is Sometimes Referred to as the "Adverse Selection

question 29

Essay

Explain what is sometimes referred to as the "adverse selection death spiral" as it pertained to the collapse of the California health insurance exchange.

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Definitions:

Sleep Apnea

A disorder characterized by pauses in breathing or instances of shallow or infrequent breathing during sleep.

Periodic Limb Movement Disorder

A sleep disorder characterized by repeated movements of the limbs during sleep, often leading to disrupted sleep and daytime fatigue.

Insomnia

A sleep disorder characterized by difficulty falling asleep, staying asleep, or obtaining restorative sleep, leading to daytime impairment.

Consistently Feel Tired

Experiencing a continuous state of fatigue or exhaustion that is not relieved by rest, potentially indicative of underlying health issues.