How Do Cafeteria-Style Plans Increase Costs for Employers

question 77

Multiple Choice

How do cafeteria-style plans increase costs for employers?

• A) Employers pay much higher premiums for an HMO than a preferred health care plan.
• B) Employers are required to pay higher insurance premiums for laid-off workers.
• C) Contributions to PGBC to fund the retirement plan increases under this plan.
• D) Employees select the kind of benefits they expect to need the most.
• E) Employers bear the cost of providing employees with benefits they do not value.

---

Definitions:

Native Americans

The indigenous peoples of the United States, including both Native American tribes and Alaska Natives.

European Americans

Individuals in the United States who have ancestry from Europe.

Drug Treatments

The use of medications to prevent, manage, or cure diseases or conditions.

Intracellular Processes

Biological functions and reactions that occur within a cell.