Examlex
Which of the following exemplifies one of the most creative developments in human resource information systems technology?
Deductibles
The amount a policyholder must pay out-of-pocket before an insurance company will cover the remaining costs of a claim.
Moral Hazard
A situation where one party is more likely to take risks because the negative consequences of the risk are borne by another party.
Health Insurance
A type of insurance coverage that pays for medical and surgical expenses incurred by the insured, often providing a hedge against financial risks arising from healthcare costs.
Adverse Selection
A situation in economics where one party in a transaction has more information than the other, often leading to inefficiencies and potentially flawed market outcomes.
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