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Define the offense of usury.Identify two legal exceptions identified in the text whereby usury statutes will not be applied.
Annual Coupon Bonds
Bonds that pay interest to bondholders once a year until maturity, at which point the principal is repaid.
Yield To Maturity
The total return anticipated on a bond if it is held until its maturity date, expressed as an annual rate.
Duration
A measure of the sensitivity of the price of a bond or other debt instrument to changes in interest rates, often used as an indicator of interest rate risk.
Yield To Maturity
The total return anticipated on a bond if it is held until it matures, including all payments of interest and principal.
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