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What do climatologists fear might happen if the Earth system crosses a climate threshold?
Collateral
Assets pledged by a borrower to secure a loan or other credit, and subject to seizure on default.
Precautionary Demand
The desire to hold cash or assets as a buffer against future financial uncertainties.
Emergency Needs
Financial requirements that arise unexpectedly and require immediate attention, often relating to health, home repairs, or urgent personal matters.
Chattel Mortgage
A loan arrangement in which personal movable property is used as security for the loan, and the lender holds a mortgage over the chattel.
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