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The increasing diversity of our population is creating a marketing "threat" to small businesses because they cannot profitably serve small niches.
Revised Article 3
An update to a section of the Uniform Commercial Code that deals with negotiable instruments, including changes to laws governing checks and promissory notes.
Drawer
In banking, the party that writes or issues a check. In a broader contract or legal sense, it can refer to the person who drafts or creates a document.
Cashier's Check
A check issued by a bank, drawn on its own funds rather than that of the purchaser, guaranteeing payment to the payee.
Issuer
An entity that issues and is responsible for a financial instrument, such as bonds, stocks, or credit cards.
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