Examlex
Because of the risk/return tradeoff, small businesses that borrow money repay it with interest at the ________.
Unchurched Spirituality
A form of spirituality practiced by individuals outside traditional or organized religious institutions, focusing on personal belief and experience.
New Converts
Individuals who have recently adopted a new religion, ideology, cause, or lifestyle.
Hidden Curriculum
Unofficial, implicit messages or lessons learned in school that are not part of the formal curriculum, including social norms, values, and cultural expectations.
Tracking
An educational practice where students are divided into groups based on their perceived abilities, often leading to disparities in learning opportunities and outcomes.
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