In Most SBA Loans, the SBA Does Not Actually Lend

question 48

True/False

In most SBA loans, the SBA does not actually lend any money, it merely guarantees a bank repayment of a portion of the loan the bank makes in case the borrower defaults.

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Definitions:

Two-Factor Theory

proposes that job satisfaction and dissatisfaction are influenced by two separate sets of factors: hygiene factors that can prevent dissatisfaction and motivators that can foster job satisfaction.

Job Content

The specific duties, tasks, and responsibilities associated with a job position.

Job Context

The conditions, environment, and circumstances surrounding a job role, including physical and social aspects that can influence an individual's performance and satisfaction.

Satisfier Factors

Elements of a job or environment that can lead to employee satisfaction, such as achievement, recognition, and work itself, according to Herzberg's Two-Factor Theory.