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All bribes are unethical.
Optimal Amount
The most efficient, beneficial, or effective quantity of a resource, investment, or input to achieve a specific objective.
5 C's of Credit
The 5 C's of Credit refer to the five key factors that lenders consider when evaluating a borrower's creditworthiness: character, capacity, capital, collateral, and conditions.
Collateral
Assets pledged by a borrower to secure a loan or other credit, and subject to seizure in the event of default.
Credit Obligations
The responsibilities to repay debt incurred through borrowing or credit agreements.
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