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Which of the following is NOT a form of countertrade?
Financial Institution
An organization that provides financial services to its clients or members, including banks, credit unions, insurance companies, and investment firms.
Prepayment Penalty Clause
A provision in a mortgage loan contract that requires the borrower to pay a penalty if the mortgage is repaid in full within a certain period.
Lender
An individual or institution that provides funds to another with the expectation that the funds will be repaid, typically with interest.
Mechanic's Lien
A security interest in the title to property for the benefit of those who have supplied labor or materials that improve the property.
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