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Which of the following is not a conclusion that has been drawn from human information processing research?
Consumer Debt
Money owed by consumers as a result of purchasing goods or services that are consumable and do not appreciate over time.
Employer
An individual or entity that hires and pays wages to employees for their labor.
Unfair Business Practices
Actions undertaken by businesses that are deceptive, misleading, or unethical, often to gain an advantage over consumers or competitors.
Penalties
Fines or other forms of punishment imposed on individuals or organizations for breaking laws or regulations.
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