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One of the four most fundamental factors that affect the cost of money as discussed in the text is the current state of the weather.If the weather is dark and stormy,the cost of money will be higher than if it is bright and sunny,other things held constant.
Collective Bargaining Agreement
A legally binding agreement resulting from negotiations between an employer and a union representing the employees, setting out the terms and conditions of employment.
Fact-finding
A dispute resolution process where an impartial expert investigates the facts of a disagreement and recommends a non-binding solution.
Mediation
A form of alternative dispute resolution where a neutral third party helps conflicting parties find a mutually acceptable solution.
Arbitration
A form of dispute resolution where a neutral third party hears both sides' arguments and makes a binding decision to resolve the conflict.
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