Which One of the Following Five Cs of Credit Is

question 12

Multiple Choice

Which one of the following five Cs of credit is NOT correctly defined?

• A)Capacity-Whether the borrower has enough other credit available to pay off the loan in the event of cash flow problems.
• B)Capital-The borrower's equity.
• C)Character-A measure of the borrower's intention/willingness to repay the loan.
• D)Conditions-Assessing how economic conditions could affect the borrower's ability to repay the loan.
• E)Collateral-An asset of the borrower that the lender may seize in the event of default on the loan.

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Definitions:

Counselors

Professionals trained to provide guidance and support in personal, social, or psychological matters.

Biomedical Approach

A methodology in healthcare that focuses on biological factors to understand and treat diseases, often emphasizing medication or surgery as treatments.

Marital Conflict

Disagreements or disputes between married partners that can range from minor disagreements to more serious and persistent issues affecting the relationship.

Human Service Agencies

Organizations that provide social services, support, and resources to meet the needs of individuals and communities.