Individual Credit-Scoring Models Typically Include All of the Following Information

question 33

Multiple Choice

Individual credit-scoring models typically include all of the following information except

• A)income.
• B)length of time in residence.
• C)credit history.
• D)age.
• E)ethnic background.

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Definitions:

Shutting Down

Shutting down refers to emotionally or mentally withdrawing from a situation, often as a defense mechanism to protect oneself from stress or conflict.

Defensive Approach

A protective strategy used to avoid criticism, conflict, or exposure of one’s vulnerabilities.

Learned Capability

Skills or knowledge acquired through education or experience.

Emotional Intelligence

The ability to comprehend, manage, and articulate one's feelings, as well as to navigate social interactions with wisdom and empathy.