Tier II (Supplementary)capital Includes Which of the Following

question 48

Multiple Choice

Tier II (supplementary) capital includes which of the following?
I. Allowance for loan and lease losses,up to 1.25 percent of risk-weighted assets
II. Subordinated debt with original maturity of at least 5 years
III. Common stock and retained earnings
IV. Nontransaction deposits

• A)II and III only
• B)I and IV only
• C)I and II only
• D)I,II,and III only
• E)I,III,and IV only

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Definitions:

Diverse Array

A wide and varied selection of items, people, or concepts differing in many aspects.

Identity Search

The process of exploring and questioning oneself to establish a distinct sense of self.

Moratorium

A period of delay or suspension of an activity or a law. In psychology, it often refers to a time during adolescence when adult responsibilities are postponed as the individual explores various commitments.

Identity Achievement

Erikson’s term for the attainment of identity, or the point at which a person understands who they are as a unique individual, in accord with past experiences and future plans.