If a Borrower Makes a 20 Percent Down Payment on a Conventional

question 50

Multiple Choice

If a borrower makes a 20 percent down payment on a conventional mortgage,she will be required to obtain

• A)FHA insurance.
• B)VA insurance.
• C)private mortgage insurance.
• D)GNMA payment guarantees
• E)None of these choices are correct.

---

Definitions:

Aversive Conditioning

A form of behavior modification that involves the use of negative stimuli to reduce or eliminate undesired behaviors.

Nail Biting

A habitual behavior involving biting one's nails, often triggered by anxiety or boredom.

Maladaptive Behaviors

Actions or tendencies that hinder adjustment to situations, environments, or interpersonal issues, resulting in dysfunctional or non-productive outcomes.

Learning

Any relatively permanent change in behavior brought about by experience or practice.