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Households are increasingly likely to both directly purchase securities (perhaps via a broker) and also place some money with a bank or thrift to meet different needs. Match up the given investor's desire with the appropriate intermediary or direct security.
I. Money likely to be needed within six months
II. Money to be set aside for college in 10 years
III. Money to provide supplemental retirement income
IV. Money to be used to provide for children in the event of death
1. Depository institutions
2. Insurer
3. Pension fund
4. Stocks or bonds
Effortful Control
The ability to regulate one's emotions and actions through consciously exerted control.
Impulsive Actions
Behaviors that are performed quickly without careful thought or planning, often as a result of spontaneous desires or emotions.
Development of the Ego
The process through which an individual's sense of self or identity emerges and evolves, influenced by psychological, social, and biological factors.
Experience Shame
An intense emotional response felt when an individual perceives themselves as having failed to meet certain standards or expectations, which can be internal or societal.
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