Examlex
To be well-capitalized, a bank must have a leverage ratio of at least ____________%, Tier I capital to risk-adjusted asset ratio of at least ____________%, and a total risk-based capital ratio of at least ___________%.
Earthworm
A type of invertebrate animal known for its role in aerating soil and breaking down organic material into fertile humus.
Clitellum
A thickened, glandular section of the body found in earthworms and some other annelids, crucial for reproduction.
Fertilization
Fusion of sperm and egg nuclei, producing a zygote that develops into a new individual.
Cephalopods
A class of marine molluscs that includes octopuses, squids, and cuttlefish, known for their intelligence and ability to change color.
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