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A Firm Will Borrow $1 Million for Six Months on a Discount

question 75

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A firm will borrow $1 million for six months on a discount basis. The annual interest rate on the loan is 6%. What is the annual percentage cost of the loan?


Definitions:

Compounded

The process where interest is calculated on the initial principal and also on the accumulated interest of previous periods of a deposit or loan.

Annually

Annually means occurring once every year or pertaining to a period of one year.

Compounded

The process of earning interest on previously earned interest, leading to an increase in the total amount over time.

Monthly

Occurring or produced once a month.

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