Martin Was Injured in a Fall While Visiting Adam's Home

question 60

Multiple Choice

Martin was injured in a fall while visiting Adam's home when Adam negligently failed to clear snow and ice from his walkway.Both Martin and Adam carry liability coverage.

• A)Adam may claim under his policy for amounts he will have to pay to Martin to compensate for his injuries.
• B)Martin may claim indemnity for loss due to his injuries under his own policy of insurance.
• C)Martin's insurer may take legal action against Adam for damages on Martin's behalf.
• D)Martin's insurance premiums are likely to rise.
• E)b and c.

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Definitions:

Nebulizer Treatment

The delivery of medication in the form of a mist inhaled into the lungs, typically used for treating asthma, COPD, and other respiratory conditions.

Expiratory Wheezes

High-pitched sounds heard with a stethoscope during exhalation, indicating obstruction or narrowing of the lower airways, often associated with conditions like asthma.

Impaired Gas Exchange

A condition in which there is an obstruction in the transfer of oxygen from the lungs to the blood, often leading to decreased oxygenation.

Pneumonia

An inflammatory condition of the lung affecting primarily the small air sacs known as alveoli, typically caused by infection.