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The speculative demand for money is
Land
A natural resource that refers to the earth's surface not covered by water, which can be used for agriculture, construction, or as an investment.
Insurance
A financial product that provides protection against losses or damages, typically in the form of a policy for which the insured pays a premium.
Residual Value
The calculated estimate of what an asset will be worth when it reaches the end of its functional life.
Straight-Line Depreciation
Straight-line depreciation is a method of allocating the cost of a tangible asset over its useful life in equal annual amounts.
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