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In early research it has been found that the presence of others negatively influences:
Nominal Interest Rate
The rate of interest before adjusting for inflation, representing the face value of interest payments made on savings or loans.
Real Interest Rate
The interest rate adjusted for inflation, representing the real cost of borrowing and the real yield to lenders.
Inflation
A general increase in prices and fall in the purchasing value of money over time.
Bureau of Labor Statistics
A United States government agency that collects, processes, and disseminates essential statistical data about labor markets, employment, and inflation.
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