The Enterprising Editor of a Daily Newspaper Has Decided to Run

question 9

Essay

The enterprising editor of a daily newspaper has decided to run a legal column in which local lawyers respond to questions mailed in by readers. One reader submitted the following question:
"I'm thinking of buying a resort on Dog Island. There is no bridge to the island, but regular ferry service is provided. Ninety percent of the resort customers get to the island by ferry. If that ferry ever sank, I would be sunk! Can I insure the ferry? If I can, how much would I be able to insure it for? Would I be able to collect enough to set up my own ferry? If not, what should I do?"
If you were the lawyer responding to this question what issues would you raise?

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Definitions:

Directional Movement

The functional motion of an organism or parts of an organism toward or away from an external stimulus.

EEG

A test that detects electrical activity in the brain using small, flat metal discs attached to the scalp.

Detect Epilepsy

The process of identifying and diagnosing epilepsy, a neurological disorder characterized by recurrent, unprovoked seizures.

Depth Of Anesthesia

A measure of the degree to which the central nervous system is suppressed by anesthetic drugs during a surgical procedure.