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Amortization Schedule
An amortization schedule is a table detailing each periodic payment on an amortizing loan, illustrating how the principal amount is reduced over time.
Effective Rate
The actual interest rate an individual pays on a loan or earns on an investment, accounting for compounding.
Monthly Rate
The interest or return generated by an investment or loan over a one-month period, often annualized for comparison purposes.
Loan Payment Schedule
A detailed plan showing the amount and timing of payments required to repay a loan, including both principal and interest components.
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