Which of the Following Is True About Private Group Insurance

question 7

Multiple Choice

Which of the following is true about private group insurance?

• A)Concern for employee security explains the prevalence of employer-sponsored insurance plans.
• B)Disability insurance programs are mandatory in all high-risk occupations.
• C)Medical insurance programs are mandatory in all organizations.
• D)Individuals have more bargaining power when negotiating prices.
• E)Group insurance rates are typically higher than individual rates because of economies of scale.

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Definitions:

Proactive Aggression

Aggressive behavior that is premeditated and intended to achieve a specific goal, rather than being a response to an immediate threat.

Instrumental Aggression

Instrumental Aggression is a type of behavior aimed at achieving a certain goal or objective, rather than stemming from anger or emotion.

Displaced Aggression

Any behavior that intentionally harms a substitute target rather than the provocateur.

Indirect Aggression

Any behavior that intentionally harms another person who is physically absent.