Daniela Retired at the Age of 65

question 127

Multiple Choice

Daniela retired at the age of 65. The current balance in her Roth IRA is $200,000. Daniela established the Roth IRA 10 years ago. Through a rollover and annual contributions Daniela has contributed $80,000 to her account. If Daniela receives a $50,000 distribution from the Roth IRA, what amount of the distribution is taxable?

• A)$0.
• B)$20,000.
• C)$30,000.
• D)$50,000.

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Definitions:

Maternal Depression

A mood disorder affecting mothers, characterized by persistent feelings of sadness, anxiety, and/or emptiness, which can influence maternal behavior as well as infant and child development.

Contributing Factor

A contributing factor is an element or condition that plays a significant role in causing an outcome or event, often used in analyzing complex situations.

Paternal Depression

A form of depression that occurs in fathers, potentially impacting their well-being, interactions with children, and family dynamics.

Maternal Employment

Refers to the participation of mothers in the workforce, balancing careers with family responsibilities.