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Due to a Lower Default Rate,lenders Charge a Lower Interest

question 22

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Due to a lower default rate,lenders charge a lower interest rate for subprime loans.


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Family History

The recorded health, genetic, and social history of a person's family, used to assess risks or patterns that may affect an individual.

Positive Psychology

A branch of psychology focused on the study of positive human functioning, aiming to discover and promote factors that allow individuals and communities to thrive.

Human Strengths

Positive qualities or virtues that individuals possess, which contribute to their overall well-being, resilience, and personal development.

Social Constructions

Concepts, beliefs, or practices that are created and maintained through social interactions and agreements among people.

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