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Debt collectors who use a prohibited debt-collection tactic are exempt from liability if they can show that the debtor used misrepresentation in assuming the debt.
Political Beliefs
The convictions or opinions held by individuals regarding political matters, including governance, policies, and ideologies.
Culture
The sum of attitudes, customs, and beliefs that distinguishes one group of people from another, transmitted through languages, material objects, ritual, institutions, and art, from one generation to the next.
Social Rules
Agreed-upon guidelines that dictate the behavior expected of individuals within a society or group.
Conventions
Established norms, rules, or practices that dictate certain behaviors or actions within a society or group.
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