Debt Collectors Who Use a Prohibited Debt-Collection Tactic Are Exempt

question 17

True/False

Debt collectors who use a prohibited debt-collection tactic are exempt from liability if they can show that the debtor used misrepresentation in assuming the debt.

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Definitions:

Stress-Related Events

Incidents or periods that lead to stress, causing physical or emotional strain or tension.

Kwashiorkor

A severe form of malnutrition caused by a protein deficiency, typically affecting young children in developing countries.

Malnutrition

A condition resulting from insufficient, excessive, or imbalanced consumption of nutrients, leading to health problems.

Swell with Water

A phenomenon where materials absorb water and increase in volume.