In Terms of the 100-Year Flood Area, Estimates of Water

question 54

Multiple Choice

In terms of the 100-year flood area, estimates of water depth calculations generated by computer models are uncertain. Evaluate the impact of this fact on insurers of landowners residing near that area.

• A) Insurers can rely on the calculations of the depth of the 100-year flood and need not investigate further.
• B) Though the difference in depth is likely only a small amount, it may cover a large area of land because the land has a very low slope.
• C) Computer calculations are not considered as reliable as observations, therefore insurers do not accept these estimates.
• D) Landowners should only build outside the 500-year flood area, as the 100-year flood could happen at any time and insurers will not insure properties within that area.