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A global matrix structure works best when coordination to share resources is less important.
Disposable Income
The amount of money an individual or household has available to spend or save after taxes and necessities have been paid.
Interest Rates
The percentage charged on borrowed money or paid to investors, which reflects the cost of borrowing or the return on investment.
Discretionary Income
The amount of an individual's income left for spending, investing, or saving after all taxes and necessities have been paid.
Luxury Items
High-end products or services that are not essential but are desired for their quality, status, and aesthetic appeal, often associated with a higher price.
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