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What is the benefit of formal, rule-based, impersonal exchange with third-party enforcement (often termed arm's-length transaction) versus informal institutions? Why can't we assume that formal institutions are inherently better than informal ones? How do formal and informal institutions complement each other?
Saving
The portion of income not spent on consumption, often set aside for future investments or expenditures.
Disposable Income
The amount of money individuals or households have available to spend or save after taxes have been accounted for.
Saving
The portion of income that is not spent on consumption but instead is set aside for future use or investment.
Disposable Income
Income left for households to direct into savings and spending after deductions of income taxes.
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