Under the Fair Credit Billing Act (FCBA), _____

question 48

Multiple Choice

Under the Fair Credit Billing Act (FCBA) , _____.

• A) a card issuer may report a cardholder's delinquency to a credit reporting agency at any time deemed reasonable by it
• B) a card issuer must inform the cardholder of the reporting agency to which the issuer sends its reports
• C) the seller cannot offer discounts if the buyer pays cash for a purchase rather than using a credit card
• D) the consumer has the right to have a credit report withheld from anyone not having a legitimate business need for the information

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Definitions:

Doula Support

Assistance provided by a trained professional who offers non-medical support to women before, during, and after childbirth, focusing on physical comfort, emotional support, and information sharing.

Analgesics

Medications designed to relieve pain without causing a loss of consciousness, often referred to as painkillers.

Parental Consent Laws

Legal requirements mandating that one or both parents give permission for their minor child to engage in certain activities, including medical treatment or procedures.

Intimate Partner Violence

A pattern of abusive behavior in any relationship that is used by one partner to gain or maintain control over another intimate partner.