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If an account is overdrawn, the customer owes the bank the amount of the overdraft, and the bank may take that amount out of the next deposit that the customer makes or from another account that the depositor maintains with the bank.
Ethnicity
Social groups with a shared culture, ancestry, language, or national origin.
State of Health
A description of an individual's overall health and well-being, considering physical, mental, and emotional aspects.
Lifestyle
The way in which a person or group lives, including patterns of social relations, consumption, entertainment, and dress.
Sleep Disorders
Conditions that affect the quality, timing, or duration of sleep, leading to daytime distress and impairment in functioning.
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Q43: Each state has a statute that permits