A(n) _____ Clause Bars an Insurer from Challenging Its Liability

question 15

Multiple Choice

A(n) _____ clause bars an insurer from challenging its liability on a policy on the basis of an insured's misrepresentations if the policy has been in force for a specified period of time.

• A) reinstatement clause
• B) pro rata clause
• C) incontestability clause
• D) coinsurance clause

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Definitions:

Empathetic

The ability to understand and share the feelings of another person from their perspective.

Impulse Control

The capacity to manage and restrain sudden desires or urges to act, thereby demonstrating self-discipline and decision-making skills.

Behavior

Behavior refers to the actions or reactions of an organism or individual, usually in relation to the environment or situation.

Pessimistic

Characterized by a tendency to see the worst aspect of things or believe that the worst will happen; a lack of hope or confidence in the future.